You’ve just spotted that perfect set of wheels, but you’re not sure how you’re going to get the finance. Your credit history might hold you back, and you’ve been disappointed in the past. If this sounds like you, call the team at One Touch Finance. Our experts can get you finance regardless of your credit history, so you can get your dream car today.

Our team understands that obtaining finance for a car can be difficult for customers who struggle to come up with a deposit, or perhaps have bad credit history. We have access to a network of lenders who understand that life doesn’t always work out how we intended.

No deposit & no proof of income required. Our team has access to lenders who offer 100% finance, including same day approvals for car loans and car leasing Australia-wide. Our lender network supplies finance for the self-employed and requires no proof of income, which means you can get on with doing the things you do best.

One Touch Finance Solutions offers competitive interest rates including low monthly fees and no termination charges which makes car loans as easy and affordable as possible.

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What One Touch Can Do For You

One Touch Finance has access to lenders who are empathetic to purchasers and the hardships they experience throughout life. We can help you no matter what the situation so you can avoid disappointment and obtain approval fast.

Same Day Approvals

With the backing of our lending network we can offer 100% finance with a fast-track approval process.

No Income Proof Required

Our lenders understand that the self-employed have better things to do than chase paperwork. We provide a hassle-free service with minimal paperwork required.

Lowest Interest Rates

We can provide you access to the most competitive rates, monthly payments and no termination fees, so you can save as much as possible.

Private Sale Purchases

With the right finance package you can drive away with a new car while saving thousands of dollars. We offer a range of solutions to suit you.

Apply now & you could be driving away with the car of your dreams!

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Features of A Car Loan

Car loans generally come with the following features. Although not all car loans are created the same, some of the following features are quite common with most lenders.

Extra Repayments

This feature will allow you to make additional repayments on your loan. This way, you will be able to pay off the loan quicker than the contractual length without being charged extra.

Loan Term

This is the total duration of the loan. It is the period during which you will be required to pay off the loan. Different lenders provide different loan periods. Depending on your situation, you should select the loan that best suits you.

Variable Interest Rate

This means that the interest rate of your loan may change throughout the length of your loan. This may also influence the repayment amounts on your loan.

Fixed Interest Rate

In this scenario, the interest rate will remain fixed and will not change throughout the length of the loan. Payments on this remain the same throughout the loan.

Car Loan - Eligibility

There’s no need to be disappointed as you can trust in the security and assurance that the lending support network One Touch Finance has to offer. Our team of experienced consultants will guide you through the entire process to ensure that you can obtain finance for your new car, getting you on the road as soon as possible.

Frequently Ask Questions

Yes, there are some lenders in the market who will consider your application if you are on disability pension payments.

This type of loan is connected to a collateral or a form of a security. Generally, in the case of a car loan, your car is the collateral. If you stop making the repayments, the lender may seize your car and sell it to recover the money.

It is a document that indicates the amount a lender is ready to loan out to a consumer after they have found the car they are willing to buy.

We recommend you to speak to our loan experts. After a quick discussion, the rest of the process is quite easy and most of it can be done electronically.

Take the First Step

You can start the application process right away. Simply fill in the form below and we will follow up with you within 24 hours.